TERMS OF USE

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1. Acceptance

These Terms of Use (the “Terms”) apply when you visit WWW.MARKETRISKTRAINING.COM (the “Site,” “We,” “Us,” or “Our”) and/or attend our in-class sessions. Students at our London location may attend the in-class sessions which are broadcast online live. Our Site is owned and operated by Market Risk Training Limited. By using the Site, you also accept our Privacy Policy available on our website. In case of any discrepancy between the English and any other language version of the Terms and the Privacy Policy, the English version shall prevail. If you do not want to agree to any provision of these Terms of Use or Privacy Policy, you must exit our Site.

 

1. Neutral Venue

1. The Site allows students to access course materials such as Excel spreadsheets, PowerPoint slides, course videos, etc. Certain Site pages (like the home page, curriculum, FAQ) are public and do not require a login. However, in order to access the course materials, students have to sign up and, if we approve, they need to log in with a username and password. The Site offers training courses but we are not a recruiting or employment agency, we do not guarantee any jobs after training. We reserve the right to change the course or any part of it at any time without prior notice.

2. we Have no control over user conduct. Therefore, we disclaim all liability arising out of or related to user conduct during in-class sessions OR the USE OF THE SITE CONTENT. We are not liable for any INTELLECTUAL PROPERTY RIGHTS INFRINGEMENT, property damage committed using our service. NO CLAIM, SUIT OR ACTION SHALL BE BROUGHT AGAINST us MORE THAN ONE YEAR AFTER THE RELATED CAUSE OF ACTION HAS OCCURRED.

 

1. MRT Designation

1. Students who take our full course and pass all tests/assessments are given an MRT (market risk training) designation. They can put it after their names on business cards, resumes, etc. For example, ‘John Doe, BSc, MRT’. MRT is our trademark. The goal of this optional MRT™ certification is to show that the holder has all the required knowledge and mastery of Market Risk analytics solution implementation, and they can deliver on the job from Day One.

2. There is a maintenance requirement. The on-going maintenance requirement for the MRT™ designation is continuous employment in Risk or Capital Markets. Certification holders lose their status if they have not been employed in Risk/Capital Markets for a continuous period longer than 1.5 years. An individual automatically ceases to become a holder of the certification the moment this maintenance requirement is not met. The individual will then no longer be allowed to use the designation. An individual can regain the certification holder status by either retaking the course, or gaining employment in Risk or Capital Markets.

 

1. IP and Takedown Notice

1. Site contents, features and functionality (including but not limited to all information, text, displays, images, video and audio, and the design, selection and arrangement thereof) are protected by the U.K. and international copyright, trademark, trade secret and other intellectual property or proprietary rights laws. Nothing in this Site limits any intellectual property rights of their respective owners.

2. We respect the intellectual property rights of others and expect the users to do the same. We will respond to claims of copyright infringement committed using our Site if such claims are reported to us. If we believe that any posted material violates any applicable law, we will remove or disable access to any such material.

 

1. Site Access

1. By using this Site, you represent and warrant that you are 18 years of age or older. 

2. It is a condition of your use of the Site that all the information you provide on the Site is correct, current and complete. See our Privacy Policy for more details on how we use your personal information.

3. Submission of untruthful reviews or other content may result in account termination.

4. You are responsible for making all arrangements necessary for you to have access to the Site.

5. You are responsible for ensuring that all persons who access the Site through your Internet connection are aware of these Terms of Use, and that they comply with them.

6. You must treat as confidential your username, password and all other information that is a part of our security procedures.

7. We have the right to disable any user identification code or password, whether chosen by you or provided by us, at any time for any reason or no reason without notice or explanation.

8. We reserve the right to withdraw or amend this Site, and any service or material we provide on the Site, in our sole discretion without notice. We will not be liable if for any reason all or any part of the Site is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Site, or the entire Site, to users, including registered users.

 

1. Your Use of the Site

1. You agree not to use the Site for any illegal purpose, including but not limited to copyright infringement.

2. You must not:

1. Attempt to delete or alter any copyright, trademark or other proprietary rights notices from copies of materials from the Site.

2. Submit unsolicited bulk or commercial messages ("spam") to our Site, other users or anyone else. Any unsolicited message must also not direct the recipient to any third party site or other resource.

3. Access our Site in order to build a competing service.

4. Use the Site for any illegal purposes.  You will remain responsible for complying with all laws applicable to your use of the Site.

5. Use any robot, spider or other automatic or manual device, process or means to access the Site for any purpose, including monitoring or copying any of the material on the Site.

6. Use the Site in any manner that could interfere with any other party's use of the Site, including their ability to engage in real time activities through the Site.

7. Introduce any viruses or other material which is technologically harmful.

8. Attempt to gain unauthorized access to, interfere with, damage or disrupt any parts of the Site or any server, computer or database connected to the Site.

9. Otherwise attempt to interfere with the proper working of the Site.

 

1. Disputes with Users

As a neutral venue, we do not offer mediation, arbitration or any other forms of dispute resolution and do not actively monitor user interactions. Therefore, you are solely responsible for your interactions and disputes with other Site users (participating businesses and consumers). We reserve the right, but have no obligation, to facilitate disputes between the users.

 

1. Site Content

1. Content is provided “AS IS,” and you agree that the use of and reliance on any content is at your own risk, and that under no circumstances shall the Site be liable for any content or for any loss or damage of any kind incurred as a result of the use of any content made available.

2. You acknowledge that the Site does not screen content, and that the Site shall have the right (but not the obligation), at its sole discretion, to refuse access or registration to anyone, modify, delete or move any content, for any reason.

 

1. Monitoring and Enforcement; Termination

1. With respect to any user, we have the right to take any action that we deem necessary or appropriate if we believe that such user violates the Terms of Use, threatens the personal safety of users of the Site or the public, or infringes any intellectual property right or other right. We may:

1. Terminate or suspend user’s access to all or part of the Site for any or no reason, including without limitation, any violation of these Terms of Use.

2. Take appropriate legal action, including without limitation, referral to law enforcement, for any illegal, unethical, suspicious (as determined in our sole discretion) or unauthorized use of the Site.

3. Seek any other remedy provided for in these Terms of Use or by law.

1. Without limiting the foregoing, we have the right to fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity of anyone using the Site.

 

1. Disclaimer of Warranty and Limitation of Liability

1. WE DO NOT WARRANT THAT THE SITE OR IN-CLASS SESSIONS WILL MEET YOUR EXPECTATIONS OR REQUIRMENTS. YOUR USE OF THE SERVICE IS AT YOUR OWN RISK. IN NO EVENT WILL WE, OUR SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, IN CONNECTION WITH THE SITE OR IN-CLASS SESSIONS, ANY SITES LINKED, OR ANY SERVICES OR ITEMS OBTAINED, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT OR OTHERWISE, EVEN IF FORESEEABLE.

2. TO THE FULLEST EXTENT PERMITTED BY LAW, WE HEREBY DISCLAIM ALL WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR PARTICULAR PURPOSE. FOR AVOIDANCE OF DOUBT, THIS DISCLAIMER OF WARRANTY AND LIMITATION OF LIABILITY APPLIES TO BOTH OUR SITE AND OUR IN-CLASS SESSIONS.

3. We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Site.

 

1. Indemnification

You agree to defend, indemnify and hold harmless Market Risk Training Ltd., its affiliates and licensors and their respective officers, directors, employees, contractors, agents, and licensors from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys' fees) resulting from your violation of these Terms of Use or your use of the Site, including, without limitation, any use of the Site's content, services or goods acquired through the Site.

 

1. Assignment

You may not assign any of the obligations under these Terms of Use without our prior written consent. We may transfer, assign or subcontract the rights, interests or obligations under the Terms of Use, at our sole discretion, without obtaining your consent.

 

1. Severability and Non-Waiver

1. Should any part of these Terms of Use be rendered or declared invalid by an appropriate authority, such invalidation of such part or portion of these Terms of Use should not invalidate the remaining portions thereof, and they shall remain in full force and effect.

2. Enforcement of these Terms of Use is solely in our discretion, and failure to enforce the Terms of Use in some instances does not constitute a waiver of our right to enforce them in other instances.

 

1. Electronic Communications

You agree that all notices or other communications regarding your account and/or your use of the Site ("Communications"), may be provided to you electronically and you agree to receive all Communications from us in electronic form. You may print a copy of any Communications and retain it for your records. All electronic Communications will be considered just as legally binding as if they were in paper form. You may revoke your consent to receive Communications electronically, but if you revoke your consent to receive Communications electronically, we reserve the right to terminate your right to use our Site.

 

1. Governing Law and Jurisdiction

These Terms of Use and any dispute or claim arising out of or in connection with (i) the Terms of Use including their subject matter and formation (including non-contractual disputes or claims); and/or (ii) your use of the Site, shall be governed by and construed in accordance with the law of England and the parties irrevocably agree to submit to the jurisdiction of the English Courts to settle any such claim or dispute.

 

1. Modifications

We may revise and update these Terms of Use from time to time in our sole discretion, without prior notice to you. The date of the last update is indicated at the top of this page. Please check this page from time to time to take notice of any changes we made, as they are binding on you if you continue using the Site after the Terms have been updated.

 

1. Relationship of the Parties

The relationship between the parties established by these Terms of Use shall be solely that of independent contracting parties. Users shall have no right, power or authority in any way to bind us to the fulfilment of any condition not herein contained, or to any contract or obligation, expressed or implied. Nothing contained in these Terms shall be construed to make user our agent for any purpose, and neither party hereto shall have any right whatsoever to incur any liabilities or obligations on behalf or binding upon the other party.

 

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1. Contact

All feedback, comments, requests for technical support and other communications relating to the Site should be directed to: info@marketrisktraining.com

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1. Videos

No videos should be downloaded from the website (www.marketrisktraining.com and all its pages) under any circumstances. Download of videos is expressly forbidden.

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All payments, enrolment and everything else relate to a single, specific cohort. Payments, enrolment and everything else do not carry over from cohort to cohort

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FOR THE INSTALLMENT PAYMENT PLAN:

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i) Discounts do not apply

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ii) No extensions of payment deadlines or amounts

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iii) Any late/incomplete payment will result in suspension of the candidate's enrolment in the cohort.

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This includes withdrawal of:

 

     - access to course portal

     - faculty or program support 

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In addition, the candidate will not be allowed to use the MRT certification under any circumstances. The program will also not provide verification/confirmation of the candidate's participation in the course or MRT certification status (e.g. to employers, recruiters, etc)

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iv) All payments and enrolment relate to a single, specific cohort. Payments and enrolment do not carry over from cohort to cohort

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v) Market Risk Training LTD reserves the right to pursue collection of late payments by all legal means

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vi) For candidates using the installment payment plan, results will be published and made available to you after the last class of the full course and within 2 weeks after all payments have been made in full (i.e. no outstanding balance). Results will not be published until all payments have been made.

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vii) These conditions supersede any other terms and conditions etc

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viii) By using this installment payment plan, you have read and understood the aforementioned conditions and you agree in full.

 

 

 

 

 

PRIVACY and COOKIE POLICY

 

Effective 13 December 2015

 

 

1. Introduction

We respect your privacy and are committed to protecting it through our compliance with this policy. This policy describes the types of information we may collect from you or that you may provide when you visit WWW.MARKETRISKTRAINING.COM (our "Site") and our practices for collecting, using, maintaining, protecting and disclosing that information.

1. This policy applies to information we collect:

2. On this Site.

3. When you contact our customer service department for any reason.

It does not apply to information collected by:

1. Us through any other means, including on any other affiliated website; or

2. Any third party, including through any application or content (including advertising) that may link to or be accessible from the Site. Third parties, such as payment processing companies, may have their own privacy policies different from ours, please check with such third party.

1. If you do not agree with this Privacy Policy or the Terms of Use available on our Site, you may not use our Site. By accessing or using this Site, you agree to this Privacy Policy and the Terms of Use. This Policy may change from time to time. Your continued use of this Site after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates.

 

1. Information We Collect About You and How We Collect It

1. We collect several types of information from and about users of our Site, including information:

1. By which you may be personally identified, such as name, payment information, and e-mail address ("personal information");

2. Regarding user preferences, internet connection, operating system, browser, equipment you use to access the Site, etc.

3. Site usage information, such as the Site pages you view and Site tools you use.

We collect this information:

1. Directly from you when you provide it to us.

2. Automatically as you navigate through the site. Information collected automatically may include usage details, IP addresses and information collected through cookies and other tracking technologies.

3. From third parties, for example, our business partners.

 

1. Information You Provide to Us

1. The information we collect on or through our Site may include:

1. Information that you provide by using our Site tools. We may also ask you for information when you report a problem with our Site.

2. Records and copies of your correspondence (including e-mail addresses), if you contact us.

3. Your search queries on the Site.

 

1. How We Use Your Information

1. We use information that we collect about you or that you provide to us, including any personal information:

1. To present our Site and its contents to you.

2. To provide you with information, products or services that you request from us.

3. To send our newsletter but you can opt-out of it by clicking unsubscribe link.

4. To fulfil any other purpose for which you provide it.

5. To provide you with notices about your account, including expiration and renewal notices.

6. To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.

7. To notify you about changes to our Site or any products or services we offer or provide though it.

8. To allow you to participate in interactive features on our Site.

9. In any other way we may describe when you provide the information.

10. For any other purpose with your consent.

 

1. Disclosure of Your Information

1. We may disclose aggregated information about our users and information that does not identify any individual without restriction.

2. We may disclose personal information that we collect or you provide as described in this privacy policy:

1. To contractors, service providers and other third parties we use to support our business. Visitor IP addresses may be made available to advertisers. 

2. To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution or other sale or transfer of some or all of the Site's assets, whether as a going concern or as part of bankruptcy, liquidation or similar proceeding, in which personal information about our Site users is among the assets transferred.

3. To fulfil the purpose for which you provide it.

4. For any other purpose disclosed by us when you provide the information.

5. With your consent.

We may also disclose your personal information:

1. To comply with any court order, law or legal process, including to respond to any government or regulatory request.

2. To enforce or apply our Terms of Use

3. If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of the Site, our customers or others.

 

1. Cookie Policy

1. Cookies are small text files which a website may put on your computer or mobile device when you first visit a site or page. The cookie will help our Site, or another website, to recognise your device the next time you visit. For example, cookies can help us to remember your username and preferences, analyse how well our website is performing, or even allow us to recommend content we believe will be most relevant to you.

2. We may use cookies for the following reasons and purposes:

   1. To provide the service you have asked for. Some cookies are essential so you can navigate through the website and use its features. Without these cookies, we would not be able to provide the services you’ve requested. For example, some cookies allow us to identify subscribers and ensure they can access the subscription only pages. If a subscriber opts to disable these cookies, the user will not be able to access all of the content that a subscription entitles them to. These cookies don't gather information about you that could be used for marketing or remembering where you've been on the internet. Essential cookies keep you logged in during your visit, ensure that when you add something to the online shopping basket, it's still there when you get to the checkout and make it possible to navigate through the website smoothly (session cookies).

   2. To improve your browsing experience. These cookies allow the website to remember choices you make, such as your language or region and they provide improved features. These cookies will help remembering your preferences and settings, including marketing preferences, remembering if you've filled in certain forms, so you're not asked to do it again, remembering if you've been to the site before and restricting the number of times you're shown a particular advertisement. We might also use these cookies to highlight site services that we think will be of interest to you based on your usage of the website.

   3. Analytics. To improve your experience on our Site, we like to keep track of what pages and links are popular and which ones don't get used so much to help us keep our sites relevant and up to date. It's also very useful to be able to identify trends of how people navigate (find their way through) our sites and if they get error messages from web pages. This group of cookies, often called “analytics cookies” are used to gather this information. These cookies don't collect information that identifies you. The information collected is anonymous and is grouped with the information from everyone else’s cookies. We can then see the overall patterns of usage rather than any one person’s activity. Analytics cookies only record activity on the site you are on and they are only used to improve how a website works.

   4. To show advertising that is relevant to your interests. When we sell space on our Site to advertisers, the resulting adverts often contain cookies. These cookies are used to deliver adverts more relevant to you and your interests. They are also used to limit the number of times you see an advertisement as well as help measure the effectiveness of the advertising campaign. They are usually placed by advertising networks with our permission. They remember that you have visited a website and this information is shared with other organisations such as advertisers. Quite often targeting or advertising cookies will be linked to site functionality provided by the other organisation.

3. Most browsers allow you to turn off cookies. To do this look at the “help” menu on your browser. Switching off cookies may restrict your use of the website and/or delay or affect the way in which it operates.

 

1. Data Security

1. You are responsible for keeping your username and password confidential. We ask you not to share your login credentials with anyone.

2. Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Site. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Site.

 

1. Changes to Our Privacy Policy

It is our policy to post any changes we make to our Privacy Policy on this page. The date the Privacy Policy was last revised is identified at the top of the page. You are responsible for periodically visiting our Site and this Privacy Policy to check for any changes.

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No videos should be downloaded from the website (www.marketrisktraining.com and all its pages) under any circumstances. Download of videos is expressly forbidden.

 

1. Contact Information

To ask questions or comment about this Privacy Policy and our privacy practices, contact us at: info@marketrisktraining.com